Coinbase gains trust charter from US regulator after two-year process

According to Banking Dive, Coinbase has secured an unconditional trust charter from the Office of the Comptroller of the Currency. The company applied for the licence in October 2025 and received conditional approval in April, but an executive said charter plans have been in progress for over two years.

This development matters for senior leaders in banking and payments, as it signals growing regulatory acceptance of crypto firms. The charter could influence how other financial institutions approach similar licences or partnerships with digital asset companies.