AI is reshaping our world at a dizzying pace. Unlike past tech breakthroughs, government regulation is struggling to keep up, leaving the public vulnerable. From chatbots encouraging harmful behavior to potential misuse in creating weapons, the risks are real. There is no federal body ensuring AI safety before release, and companies are not required to report dangerous incidents. While industry leaders claim to prioritize safety, massive investments and strategic choices often outpace caution. Public trust is low; a recent survey shows 77% of Americans see AI as a potential threat. Independent oversight is urgently needed to protect human rights and guide responsible AI development.