As 2025 concluded and 2026 began, technology stocks have surged, raising concerns about an “AI bubble” potentially destabilizing savings and pensions. Influential voices, including the Bank of England’s governor and Alphabet’s CEO, warn that the rapid growth may be unsustainably inflated. Even if your portfolio doesn’t directly include tech stocks, the ripple effects of a crash could impact broader market valuations. It’s important to understand these risks and consider strategies to protect your financial assets.